v0.4 · Private beta · Testnet live

2-of-3 multisig.
No single point of failure.

Mobile key. Hardware key. Recovery key. Lose any one and the other two sign. Built on BIP48 and P2WSH — the same standards the most careful Bitcoin custody teams have relied on for years — wrapped in an app designed for humans.

Join the waitlist → How the security works No KYC in v1 · Open descriptor · Sovereign recovery
signing threshold 2  /  3
script type P2WSH
seed phrases zero
Built on open Bitcoin standards
01  ·  Custody model

How 2-of-3
multisig works.

Your Bitcoin lives in a native SegWit multisig script — P2WSH — controlled by three independent keys. Any two of them together can authorize a transaction. No single key can move funds alone. That includes ours.

Vault · Primary Savings · m/48'/0'/0'/2'

2 of 3
A
Key 1 · You

Mobile key

Generated on your phone, held in the device's secure element. An encrypted backup lives in your iCloud or Google Drive — we can't read it, and you won't be asked to copy a seed phrase.

fingerprint: a1f04c92
B
Key 2 · You

Hardware wallet

Trezor or Ledger, paired through a desktop bridge so private keys stay on the device. Every send is verified on the hardware wallet's own screen before it signs.

fingerprint: 8c9e3122
C
Key 3 · Coinhost

Recovery key

Held in an AWS CloudHSM and only signs during recovery — after a 7-day cooling period with daily alerts to everyone on the vault. Cancellable at any time with one click.

fingerprint: hsm-*****
Threshold
Day-to-day, Mobile and Hardware sign together. If either is lost, Coinhost co-signs with whichever key you still have — but only after the cooling period closes without a cancel.
A  +  B  →  sign
A  +  C  →  recover
B  +  C  →  recover
02  ·  Threat model

When something goes wrong.

Single-key wallets fail with a single mistake. In a 2-of-3 vault, two of the events below would have to happen simultaneously before funds are at risk.

01Phone lost or stolen

Your phone is lost, broken, or stolen.

The mobile key goes with it — but it never held funds alone. Install Coinhost on a new phone, pair your hardware wallet, and our recovery key signs alongside it after the cooling period. A new mobile key is generated; the old one is retired.

Funds safe. Hardware + recovery co-sign the replacement.
02Hardware wallet lost

Your hardware wallet is missing.

Its PIN and passphrase stop anyone who finds it. Even unlocked, one key is not enough. Order a replacement, pair it through the bridge, and rotate keys with your mobile key plus our recovery key — funds sweep to a new vault using fresh keys.

Funds safe. Mobile + recovery co-sign the rotation.
03Coinhost goes away

Coinhost is shut down, breached, or acquired.

You still hold two keys — and two keys are the full wallet. Export the vault descriptor from the app (or the monthly copy we send to your email) and open it in Sparrow, Electrum, or Specter. You can spend from there with no involvement from us.

Funds safe. Your two keys are a complete wallet.
04Coercion

Someone is forcing you to move funds.

Tap Emergency Lockdown: every vault freezes for 72 hours, with early unlock gated by a further 48-hour delay and your security questions. The 7-day recovery window means nothing can be forced through quickly, and every participant on the vault is alerted.

Time is on your side. Nothing moves fast. By design.
03  ·  Getting started

Four steps to an active vault.

01 / Install

Download Coinhost.

Sign up with your email, choose a PIN, enable biometrics. Your mobile signing key is generated silently on-device the first time you open the app.

≈ 90 seconds
02 / Pair

Pair your hardware wallet.

Open the Coinhost bridge on a desktop and plug in your Trezor or Ledger. We read the public key, confirm it on-device, and register it as the second signer.

≈ 3 minutes
03 / Create

Create your vault.

Name it, choose mainnet or testnet, review the 2-of-3 descriptor and the three fingerprints, and confirm. The recovery key is added automatically from the HSM.

≈ 1 minute
04 / Use

Deposit, hold, and spend.

Fresh receive addresses on every request, coin-control by default, RBF enabled, and hardware verification required for every outgoing transaction.

ongoing
“Seed phrases were never a feature. They were the only available mitigation for a design that assumed one key, one person, one device. Coinhost is what self-custody looks like once you stop pretending those assumptions hold.”
— Coinhost, founding note
04  ·  Private beta

Request early access.

Testnet beta is open to a small group of Bitcoin holders and developers. No KYC, no payment, no commitment — we just want to know how you currently self-custody and what you want to stress-test.

Rolling invites Testnet only Response within 48h